Electronic Payment Systems Book Back Practice Test

12th Standard Computer Applications — Electronic Payment Systems: Book Back Online Practice Test

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Based on the monetary value, electronic payment systems can be classified into:

A.Micro and Macro B.Micro and Nano C.Maximum and Minimum D.Maximum and Macro

Which of the following refers to a payment made from one bank account to another bank account using electronic methods?

A.Electronic payment B.Direct payment C.Indirect payment D.None of the above

Assertion (A): Macro electronic payment systems support higher value payments. Reason (R): Expensive cryptographic operations are included in macro payments.

A.Both (A) and (R) are correct and (R) is the correct explanation of (A) B.Both (A) and (R) are correct, but (R) is not the correct explanation of (A) C.(A) is true and (R) is false D.(A) is false and (R) is true

Which of the following is correctly matched?

A.Credit Cards - pay before B.Debit Cards - pay now C.Stored Value Card - pay later D.Smart card - pay anytime

ECS stands for ___________

A.Electronic Clearing Services B.Electronic Cloning Services C.Electronic Clearing Station D.Electronic Cloning Station

Which of the following is an online payment system designed for small payments?

A.Card based payment B.Micro electronic payment C.Macro electronic payment D.Credit card payment

Which of the following is true about Virtual Payment Address (VPA)?

A.Customers can use their e-mail id as VPA B.VPA does not include numbers C.VPA is a unique ID D.Multiple bank accounts cannot have single VPA

Pick the odd one out in credit card transactions.

A.Card holder B.Merchant C.Marketing manager D.Acquirer

Which of the following is true about a debit card? i. Debit cards cannot be used in ATMs ii. Debit cards cannot be used in online transactions iii. Debit cards do not need bank accounts iv. Debit cards and credit cards are identical in physical properties

A.i, ii, iii B.ii, iii, iv C.iii alone D.iv alone

Q10

Match the following credit card digit divisions: List A: A1) First Digit A2) 9th to 15th Digit A3) First 6 Digits A4) Last Digit List B: B1) Account number B2) MII Code B3) BIN Code B4) Check digit

A.A1-B4, A2-B3, A3-B2, A4-B1 B.A1-B2, A2-B1, A3-B3, A4-B4 C.A1-B2, A2-B3, A3-B4, A4-B1 D.A1-B2, A2-B4, A3-B3, A4-B1

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About this Electronic Payment Systems test

This free online practice test covers Electronic Payment Systems from the 12th Standard Computer Applications (Samacheer Kalvi) syllabus. Choose the number of questions and an optional time limit, then answer and submit — everything is checked in your browser, with the correct answers and a worked explanation shown at the end. For the full solutions to every question in this set, see the solved MCQs page.

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